AVP-Analyst - Structured Finance

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Job Description

Moody's is a developmental culture where we value candidates who are willing to grow. So, if you are excited about this opportunity but don't meet every single requirement, please apply! You may be a perfect fit for this role or other open roles.

Moody's is a global integrated risk assessment firm that empowers organizations to make better decisions.

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Description

The Ratings and Research (R&R) department is focused on the development of rating opinions and research, content and outreach, and the delivery of our services to issuers and investors.
Few opportunities arise that provide the combination of relevance, responsibility and exposure to in-depth credit analysis, with the level of access to structured finance and covered bond issuers, arrangers and investors that you find as an Analyst at Moody's.
Operating across Europe, the Middle East and Africa, you will have immediate exposure, visibility and impact, whilst working on real cases where the application of your skills and expertise have an impact in financial markets.
Analysts lead the evaluation of ratings within the framework of Moody's rating methodologies. You will bring a multidisciplinary approach, applying qualitative considerations to modelling and structural analysis, and engaging with senior personnel at a broad range of financial institutions. You will also contribute to thought-leading research and participate in conferences and meetings with investors. And you will be part of a team, with colleagues who are truly experts in their field, focused on helping you to develop credit views that offer rigour and relevance.
Moody's flat hierarchy ensures that Analysts' roles are broad and deep. When you combine that breadth and scope with the collegiate atmosphere and the international environment with high-quality talent across the business, it is a truly rewarding working experience that will stretch your abilities and challenge your talents.

As a global company, Moody's provides an excellent personal and career development platform to grow your career and develop your analytical expertise across geographies, businesses and sectors. As an organisation that values experience, there is a vast resource of knowledge within the business that can support your learning objectives, in parallel to the structured learning and development process.

Responsibilities

Serve as a lead analyst to assign and monitor credit ratings of asset-backed securities ( ABS ) and residential mortgage-backed securities ( RMBS ) transactions. This includes conducting analysis, presenting to rating committees, leading issuer meetings, publishing research and interacting with investors, bank issuers and arrangers.

There are varied development opportunities on a local, regional, and global basis. Candidates can progress in subject matter expertise through various tiers of seniority, across sectors or into management and leadership roles.

Key Responsibilities

  • Perform analysis for ABS and RMBS transactions and recommend ratings for new and existing transactions.
  • Primarily responsible for analysing asset pools, transaction structures and cash flows using Moody's methodologies and models, and other quantitative or qualitative tools or methods to formulate independent credit opinions and make recommendations to committee. The analysis will also include reviewing legal documents and third-party reports.
  • Independently present at rating committees and portfolio reviews and demonstrate sound credit judgment and strong knowledge of Moody's methodologies.
  • Lead issuer meetings including on-site visits and communicate professionally with investors, servicers, trustees and other market participants, like arrangers or advisors.
  • Publish high quality research on pertinent credit events and sector trends.
  • Substantially contribute to other sector research such as outlooks, as well as other projects such as methodologies.
  • Contribute to maintenance and improvement of Moody's processes and methodologies.
  • Build relationships with investors, servicers, underwriters/arrangers, and issuers and manage key strategic relationships.

Qualifications

  • Graduate degree (e.g., MBA, Master's) in Finance, Economics, Statistics, Mathematics, or related quantitative field with 4-7 years of related work experience or undergraduate degree (e.g., Bachelor's) with at least 7 years of related work experience
  • Substantial credit/risk assessment experience and strong knowledge of financial and fixed income markets
  • Strong Microsoft Excel skills mandatory, strong statistical skills and ability to work with large data sets highly desired
  • Experience with programming (VBA, SQL, C#) is a plus
  • Strong academic background at least equivalent to MSc in relevant areas such as Finance, Economics, Statistics, Law or related quantitative field
  • Excellent oral and written communication skills, including strong presentation skills
  • Strong quantitative aptitude and proven analytical skills
  • Strong influencing and persuasion skills
  • Very strong understanding and capability in stakeholder management
  • Professional, proactive, shows initiative, flexible, diligent and collaboration capability
  • Sound judgment and highest ethical standards; capable of developing independent opinions and defending views
  • Demonstrated ability to work effectively with and contribute to a large and diverse team
  • Highly organised and efficient, with ability to multi-task and able to meet tight deadlines
  • Excellent oral and written communication skills
  • Fluency in English is essential. German language skills are highly desirable. Additional European languages are desirable, but not necessary

Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody's Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.